For me, I find it an exciting time to help others find their special property.
Did you know that using a buyer's agent offers substantial benefits and that there is no cost to the buyer? Why? Because the seller shoulders the cost. A buyer’s consultant works with the buyer, not the seller, and has a fiduciary responsibility to place the buyer's interests above all others.

It is crucial in today's market to engage an expert consultant. From the initial property search, to contractual negotiations, the mortgage process, inspections, the appraisal, contractual stipulations, etc., and finally, to a successful closing, you need a knowledgeable consultant to ease the process and negotiate the right terms.

And, although you've heard it before, it really is important to engage a consultant with unquestionable integrity as well as one who is dedicated to real estate full time.

Here are some, but not all, key factors to consider before buying any property. In short, I recommend research, research, research.

• Zoning: May I operate my business out of my new home? May we keep horses? Are temporary structures allowed? May my neighbor place a mobile home on their additional acearage?
• Market trends: Are there foreclosures in the neighborhood? Why? Will this affect the future value of my home?
• Survey: Is there an up-to-date survey? Should I commission my own survey to verify the property lines, possible encroachments or easements?
• Septic system: Does the home have a septic system? Where is it located? (If you plan to add on to the home or install a swimming pool, locating the septic system is critical.)
• Structural Defects: Do I need a home inspection? (Yes!) What should I pay? Who pays for repairs or upgrades prior to closing? If a major defect is detected, am I still contractually obligated?
• Disclosures: What is the property's history? Has the home ever had fire damage? How about water damage? Have any structural changes been made?
  
• Covenants and Bylaws: Are there covenants or association dues? If so, what are the real (and potential) costs to me? Is there an initiation fee? What are the advantages and possible disadvantages of these rules? Can my son park his new pick-up truck in the driveway? Is my breed of dog allowed in this subdivision? May I park my boat or work vehicle in my driveway? What are the lawn maintenance guidelines?
• School Information: What are the important test scores for this school district? Are there plans to change the district line for school zones?
• Road changes: Are there plans to widen a road? Are highway changes planned that would affect my home value? Are there commercial or industrial rezoning changes planned locally?
• Boat dock: Is there a boat dock permit? Is it valid or has it expired? Is the structure of the dock the same as what is permitted and on file at the Corps of Engineers? Are there any current violations attached to this permit?

These and many more questions should be closely scrutinized before committing your financial future to a property. Let me know if I can assist in any way!

Homelogics.com is another overall helpful resource for buyers.